Credit Freeze Protects You From ID Theft

Did you know that you can protect your credit by putting a credit freeze on your information at the credit reporting agencies? I had no idea! It's amazing the wealth of information you can find on the Internet on a Sunday afternoon when you're bored, lol.

Anyway, back to credit freezes. This prevents just anybody from checking your credit or getting credit in your name (identity theft) without your permission (generally a pin number from what I've read). There may be fees involved in doing this (or unfreezing your account) and not all states allow it yet. This may change if the federal government provide a national standard which will preempt state laws.

For more information, check out the Consumers Union or FinancialPrivacyNow.org.

*this is not a sponsored post.