Trip Looming & So is Foreclosure

We are 1-1/2 weeks away from our trip to the great white north (which hopefully is all melted by the time we get there) to visit family, including spending time with my stepkids.  I've had insomnia so bad the last couple of weeks that I hope I'm not a zombie by the time the weekend trip rolls around.  There's a lot of financial stress right now and unless the attorney can do something, we will be losing our house.  I sent them the past due mortgage payments and Bank of America sent it all back to me!  I know people who haven't made house payments in a year and they aren't in the foreclosure process yet and we get a few payments behind and they want our house regardless of all the money flashed in their face.  I'm guessing that is why I can't sleep.  Good reason eh? 

I feel like we shouldn't be taking this trip right now because it'd cost us half a house payment to do so but we have to see my husband's kids (and the mortgage company won't take the money anyway so what the heck).  It's been too long since seeing my stepkids and getting them to leave their mother alone to come here is difficult on them.  Plus, our kids want to see the rest of our family too.