Big Medical Bills for the Ex

Yeah, our health fund is gone due to the ex/stepkids. Our four minor kids don't need full health insurance coverage for the rest of year I guess. That's going to cost us the rest of the year now.

Funny thing is about this whole situation, and I have to admit I laughed my behind off quite a bit over this...

The ex went so far over the health fund MOST of the deductible we have to meet before insurance will partially pick up coverage again was applied to all the visits she took the ADULT stepkids too. She cost us a few hundred dollars of that deductible out of our pocket but the rest - it's all hers since she hasn't cut the umbilical cord to the adult kids yet. Yes, she is still paying their bills and doing everything for them like they're still 12. How about actually having SS get a job and help pay his medical bills? Nah, that would be too logical and adult-like.

She contacted hubby yesterday asking him about the insurance. It seems she had some of these big bills come in.  Oops. It's the same insurance we've always had. It just worked out (FINALLY) that that deductible is mostly going to be paid by her now (usually, the way the claims went in, WE got stuck with it and are still paying on those bills from last year). Not this year!! *high five*

I ripped into my husband yesterday about their conversation over the insurance. I'm just tired. There should be no conversation with her about this. This issue isn't between HER and HIM, it's between his ADULT kids and him. I'd just had it and blew. The excuse...they don't know about insurance doesn't fly with me. Just because their mother babies them doesn't mean WE have to as well. Explain it to them. They aren't stupid adults, just too dependent on their mommy. If mommy needs to know, let THEM tell her. SHE isn't in "our" equation anymore.

I can't wait until the enrollment period comes around again so we can take a few adults off our policy.

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Such an Idiot

The ex sent a list of oral surgeon names to us to check with our insurance to see if they were in-network (for my stepdaughter's TMJ).  I looked them up and let her know which ones were in-network.  She replies back that they don't even do jaw problems (so she'd have to get a new list of names for me to look up).  Shouldn't you have found that out FIRST before you contacted us?

Idiot.

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DH Pays Up, Ex Doesn't

My husband pays his child support on time, all the time, for the past 16 years.  It's paid before everything else - house payment, groceries, etc.  The ex hasn't paid her share of the kids' medical insurance since last August.  Nice.

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Medigap Insurance

I have spoke with retirees who are finding that Medicare just isn't enough to meet their medical needs. They are definitely feeling the strain on their budget. It certainly makes me wonder what my retirement is going to be like. With the high costs of prescriptions and the rising costs of products and services in our economy as a whole, having a supplemental insurance policy to bridge the gap for the medical expenses not covered, or partially covered, by Medicare is becoming a necessity. Retirees are looking for an affordable medigap policy to meet their medical needs better than just Medicare can alone. If this is you, Mature Health Center may be what you are looking for!

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Medical Insurance

This last winter was a rough one for kids needing medical care. It seemed like every week there was an appointment for one or the other of them for something. I guess that is to be expected with four children during flu season. I am glad we had medical insurance to cover them. Having medical insurance ensures my kids get the proper care for their health while being affordable to us. Otherwise, we would've busted our budget long ago.

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